Shopping and Money

A. Pengurangan dari harga biasa ✓

A discount is a reduction from the regular price—you pay less than normal. This is the correct definition.

B. Peningkatan dari harga biasa ✗

This means an "increase" in price, which is the opposite of a discount. When prices go up, that's a markup, not a discount.

A is correct because a bargain is fundamentally an agreement or deal where two parties exchange something of value—each side commits to doing something for the other. This captures the core meaning of the word.

B is wrong because it describes a bad or unfavorable deal that harms everyone involved. While a bargain *can* sometimes be unfair, the word itself simply means an agreement or deal—it doesn't require that anyone loses or that it be disadvantageous. A bargain can be good, fair, or even excellent for both parties.

Correct Answer (A): "Checkout" is the final step in shopping where you pay for your items and complete the transaction before leaving the store or website. This is the standard meaning used in retail and e-commerce.

Why B is wrong: That describes adding items to your cart or basket, which happens *before* checkout. This is the shopping phase, not the checkout phase. Checkout specifically means payment and completion, not just selecting items.

A is correct: A discount means a reduction in the regular price of an item—you pay less than normal. This is the standard definition used in shopping and business.

B is wrong: This describes a price *increase*, which is the opposite of a discount. When prices go up, that's a markup, not a discount.

Correct Answer (A): A receipt is proof that you've already received something—money, goods, or services. It's a written acknowledgment of a completed transaction. Think of a store receipt: it confirms you received your purchase and paid for it.

Why B is wrong: This describes a debt or invoice (a claim that money is *still owed*), not a receipt. A receipt shows something has already been received and settled, whereas an invoice shows something is still due.

Correct Answer (A): A refund means returning money that someone already paid. This happens when a purchase is returned, a service isn't provided, or there's an error—the money goes back to the customer.

Why B is wrong: Taking MORE money from someone who already paid is the opposite of a refund. That would be charging an additional fee or overcharging, not returning funds.

Correct answer (A): "Sales" means exchanging goods for money—the act of *selling*. When you make a sale, you give someone a product and receive payment in return.

Why B is wrong: That definition describes *purchasing* or *buying*, not sales. Buying is the opposite transaction—you give money to receive goods. Sales specifically refers to the seller's side of the transaction, not the buyer's.

Correct Answer (A): A coupon is a document or code that gives the holder a discount on specific products. This is the actual definition—coupons save you money when you buy things.

Why B is wrong: Option B says a coupon makes you pay more, which is the opposite of what coupons do. Coupons reduce prices, not increase them.

Option A is correct because a credit card by definition allows you to buy things now and pay later—that's the whole point of "credit." You're borrowing money from the card issuer.

Option B is wrong because it describes a debit card, not a credit card. A debit card requires you to pay immediately from money you already have in your account, not on credit.

Correct answer (A): Cash specifically means physical money—coins and paper notes—that you can hold and use immediately. It's different from other payment methods like checks, promissory notes, or credit, which are promises to pay later or require processing.

Why B is wrong: This option reverses the definition. It incorrectly describes cash as checks and credit (which are actually *not* cash), when the opposite is true. Checks, promissory notes, and credit are alternatives *to* cash, not examples of it.

A is correct because a budget is specifically a *planned estimate* of income and expenses over a defined time period—it's about forecasting and organizing finances systematically.

B is wrong because it describes the *opposite* of budgeting—random, unplanned spending with no time frame is not budgeting at all. Budgets require planning and structure, not randomness.

A is correct because exchange means giving something and receiving something else in return—it's a trade or swap where both parties give and get.

B is wrong because keeping what you own without any change describes possession or retention, not exchange. Exchange always involves giving something away and getting something different in its place.

Correct Answer (A): A price tag's main purpose is to display the price so customers know how much something costs. This is essential for commerce—shops need to show prices clearly so people can make purchasing decisions.

Why B is wrong: It says the label "hides" (menyembunyikan) the price, which is the opposite of what a price tag does. If prices were hidden, customers couldn't shop effectively. The word "menunjukkan" (show/display) in option A is correct; "menyembunyikan" (hide) is incorrect.

Why A is correct:
An invoice is a commercial document that lists goods shipped or services provided, along with the amount owed. It's a request for payment from the seller to the buyer.

Why B is wrong:
This option says an invoice is a document that *denies* or *refutes* a list of goods/services. That's the opposite of what an invoice does—it confirms and itemizes what was delivered, not denies it.

A is correct: A merchant is a person involved in wholesale trade—buying and selling goods, typically in large quantities. This is the standard definition across business contexts.

B is wrong: Merchants are specifically involved in *commercial* activities (buying/selling for profit), not non-commercial ones. Non-commercial activities exclude trade and business, which contradicts what a merchant does.

Why A is correct:
Retail means selling goods directly to consumers in small quantities for personal use or consumption. This matches option A perfectly—it describes the sale of goods to the public in relatively small amounts for consumption, not resale.

Why B is wrong:
Option B describes wholesale or bulk purchasing for manufacturing purposes, which is the opposite of retail. Retail is about small quantities sold to end consumers, not large quantities bought for production.

Why A is correct:
E-Commerce literally means "electronic commerce"—buying and selling goods/services using electronic devices and the internet. This is the standard definition.

Why B is wrong:
Physical transactions without internet are traditional commerce, not e-commerce. E-Commerce specifically requires the electronic/internet component to be e-commerce.

Correct Answer (A):
A debit card is issued by a bank and lets you transfer money electronically from your own bank account when you buy things. This is the accurate definition—you're spending your own money directly.

Why B is wrong:
- "Issued by an individual" is incorrect—banks issue debit cards, not individuals
- Debit cards don't physically withdraw cash; they make electronic transactions
- The phrase "during sales" doesn't make sense for how debit cards work

A is correct: "Purchase" means to buy something. When you purchase an item, you're acquiring it by paying money for it.

B is wrong: This describes "selling," which is the opposite action. Selling is when you give something to someone in exchange for money, not when you buy something.

Correct Answer (A): This is the true definition of window shopping—looking at items displayed in store windows for enjoyment or leisure, with no real intention to buy anything. It's a casual, browsing activity.

Why B is wrong: This describes the opposite behavior—rushing to buy things without looking at them first. That's impulsive buying, not window shopping. Window shopping is specifically about *looking* without *buying*.

# Explanation

A is correct. "Affordable" means something is reasonably priced and within someone's budget—so "murah; harga wajar" (cheap; fair price) is the right translation.

B is wrong because it means the opposite—"mahal; harga terlalu tinggi" (expensive; too high a price) describes something that is *not* affordable. If something is expensive and overpriced, you cannot afford it easily.

Correct Answer (A): This is the literal, primary meaning of "shopping cart"—a physical trolley customers push around a store to collect items before checkout. This is the standard definition you'd find in any dictionary.

Why B is wrong: "A composition that displays visual art" describes something completely different—perhaps an art installation or gallery display. This has nothing to do with shopping or carts used in retail.

A is correct because wholesale means selling large quantities of goods at lower prices, typically to retailers who then resell them to consumers. This is the fundamental definition of wholesale business.

B is wrong because that describes retail sales—selling small quantities directly to end consumers. Retail is the opposite of wholesale; it's the final step after wholesalers sell to retailers.

Correct Answer (A): Markup is the amount added to the cost of goods to cover expenses (like rent, staff) and profit. When a store buys something for $10 and sells it for $15, that $5 difference is the markup.

Why B is wrong: That describes a "markdown" or discount—reducing price to sell more. Markup does the opposite; it increases the selling price above the cost.

Why A is correct:
"Clearance" means selling items at reduced prices to get rid of excess inventory. This is the standard retail meaning—stores discount products to make room for new stock.

Why B is wrong:
This describes the opposite action. Accumulating goods to increase stock levels is the opposite of clearance, which aims to *reduce* inventory, not build it up.

Correct Answer (A): "Goods" refers to physical items or tangible property that can be bought, sold, and moved from one place to another—like clothes, furniture, or food.

Why B is wrong: That describes "services," not goods. Services are intangible work or help provided by people (like haircuts or consulting), not physical objects you can touch and transfer.

Why A is correct:
Stock means inventory—goods that a business actually owns and keeps in a store or warehouse, ready to sell or distribute to customers.

Why B is wrong:
This describes the opposite of stock. Stock must be *owned* by the business and *available* for sale. Option B says goods that are NOT owned and NOT available, which is not stock at all.

# Explanation

Correct Answer (A): Store-brand products are made by or for a specific store and sold under that store's own brand name (like Walmart's Great Value or Tesco's own-label items). The store controls the branding and marketing.

Why B is wrong: This describes independent producers selling under various brand names—that's the opposite of store-brand. Store-brand specifically means the *store itself* is the brand owner, not independent producers using multiple names.

A is correct: Layaway is when a store holds onto an item for you while you pay for it in installments over time. You don't take the item home until it's fully paid off.

B is wrong: This describes a regular purchase where you get the item immediately after paying—that's the opposite of layaway, which involves waiting and delayed payment.

Correct Answer (A): "Quantity" means the amount or number of things—whether physical or abstract—counted as individual units rather than measured by size/space. For example: 5 apples, 10 students, or 3 ideas.

Why B is wrong: Option B describes "estimation" using spatial measurement, which is actually about size or volume (like measuring height or area), not quantity. Quantity focuses on *how many*, not *how big*.

Correct Answer (A): This accurately describes a gift card—it's a prepaid card loaded with a specific amount of money that the holder can spend on purchases, typically at a specific store or retailer.

Why B is wrong: A postcard is used to send messages, not for making purchases. It has nothing to do with gift cards or payment methods.

Correct Answer (A):
A consumer is someone who buys goods and services for personal use. This is the core definition—consumers are the end-users who purchase products, not the producers.

Why B is wrong:
Option B describes a producer, not a consumer. Producers *make* or manufacture goods and services. A consumer does the opposite—they purchase what producers create.

Correct Answer (A):
"Bestseller" means a book or product that sells in very large quantities. It's a term used to describe items that are extremely popular and successful in the market.

Why B is wrong:
Option B says the opposite—that a bestseller is something that doesn't sell at all. This is completely backwards. A bestseller is defined by high sales, not zero sales.

Correct Answer: A. Barang yang dibeli dan dijual (Goods that are bought and sold)

Merchandise refers to goods or products that are specifically intended for commercial exchange—they exist to be bought and sold for profit. This is the core definition in business.

Why B is wrong:
Option B contradicts the definition. Merchandise *must* be bought and sold; goods that aren't traded aren't merchandise. For example, items you own for personal use aren't merchandise, but the same items in a store are.

A is correct because import means bringing goods or services *into* a country from abroad. The key word is "ke dalam" (into).

B is wrong because it describes the opposite—sending goods out of a country, which is called *export*, not import.

Correct Answer (A): "Export" means sending goods or services OUT of your country to another country for sale. This is the standard definition—your country produces something and ships it abroad.

Why B is wrong: Option B describes "import," which is the opposite. Importing means bringing goods IN from another country. The key difference: exports leave your country; imports enter your country.

A is correct because a transaction is fundamentally an exchange—when money or goods change hands between parties, that's a transaction. Buying groceries, selling a car, or transferring money are all transactions.

B is wrong because it contradicts the definition. Transactions by definition involve buying or selling (or exchanging value). If no purchase or sale occurs, it's not a transaction—it's just an event or activity.

Correct Answer: A

"Upcharge" means adding extra cost on top of the regular price. The "up" in upcharge indicates an increase or going higher—so you're charging *more*, not less.

Why B is wrong: "More rendah" means lower, which is the opposite of what upcharge means. That would be a *discount* or reduction, not an upcharge.

A is correct: A trend describes the general direction something is moving or changing over time—like sales going up, fashion styles evolving, or temperatures rising. It captures movement and development.

B is wrong: This describes the opposite of a trend. If something stays stagnan (stagnant) or doesn't change, there is no trend—a trend requires change or movement to exist.

A is correct: A wishlist is a list of things you want but don't have yet—like items you'd like to buy or goals you want to achieve in the future.

B is wrong: This describes items you don't want and are throwing away, which is the opposite of a wishlist. A wishlist contains things you *desire*, not things you're getting rid of.

A is correct: "Splurge" means to spend money freely or extravagantly—like treating yourself to something expensive without worrying about the cost.

B is wrong: This describes the opposite of splurging. Saving or limiting spending is restraint, not a splurge. A splurge is about *spending more*, not less.

# Explanation

Option A is correct because a shopping basket is literally a container designed to hold and carry items while you shop—typically made from woven materials like rattan or wire. This matches the actual physical object and its primary purpose.

Option B is wrong because distributing or spreading items is not what a shopping basket does. A basket holds and transports items; it doesn't spread them around. That describes something like a spreader tool, not a basket.

A is correct: Markdown means a reduction from the regular selling price of a product—like when a store puts an item on sale.

B is wrong: This describes a "markup," which is the opposite—adding to the price, not reducing it.

Correct Answer (A): "Retail therapy" means shopping as a way to feel better emotionally—buying things to boost your mood or mental state. This is the actual definition of the term.

Why B is wrong: Option B says the opposite—it describes *avoiding* shopping to improve mood, which is not what "retail therapy" means. Retail therapy is about shopping itself being therapeutic, not skipping it.

Correct Answer (A): "Thrifty" means being careful and wise with money and resources—not wasting them. It describes someone who spends thoughtfully and avoids unnecessary expenses.

Why B is wrong: This option describes the *opposite* of thrifty. Being wasteful and extravagant is the complete reverse of what "thrifty" means. A thrifty person would never be described this way.

Correct Answer (A): An overdraft is when you withdraw more money than you have in your account, creating a negative balance or deficit. This is the actual definition of overdraft—the bank allows you to go below zero, but you owe them money.

Why B is wrong: This describes having *extra* money in your account (a surplus), which is the opposite of an overdraft. Overdraft means you're *short* on funds, not that you have excess.

Correct Answer (A):
A banknote is literally a piece of paper money issued by a central bank. It's the physical currency you hold in your wallet—like dollar bills or euro notes.

Why B is wrong:
Option B describes a plastic card used for electronic transactions (like a credit or debit card), not a banknote. Cards are not physical cash and don't represent the traditional definition of banknotes.

Correct (A): A shopping plaza is exactly what this describes—a large area with many stores located together. It's a commercial space designed for shopping.

Wrong (B): This is the opposite of what a shopping plaza is. A plaza is not remote or isolated; it's typically in accessible locations with concentrated retail activity. Having "no stores available" contradicts the entire purpose of a shopping plaza.

Correct Answer: A

"Frugal" means spending money and resources carefully and wisely — not wasting them. It describes someone who lives simply and doesn't spend unnecessarily on food or other things.

Why B is wrong:
Option B describes the *opposite* of frugal. "Menghabiskan uang secara bebas dan sembrono" (spending money freely and recklessly) is wasteful behavior, which is the complete opposite of what frugal means.

Correct Answer (A): This is the actual definition of exchange rate—it's the value of one currency expressed in terms of another currency, used when converting between them (e.g., $1 USD = 15,000 IDR).

Why B is wrong: Exchange rates are not fixed—they constantly change based on market conditions, supply and demand, and economic factors. The idea that all currencies have equal value is also unrealistic; different currencies have very different values.